Debt Payoff Planner Pro

A spreadsheet that lays out your debts, compares the snowball and avalanche methods side by side using your own numbers, and tracks every payment you make.

Excel (.xlsx), can be imported into Google Sheets

Paid templates will be available here when checkout opens.

What's included

• Enter up to 25 debts with balance, APR and minimum payment
• Snowball and avalanche schedules side by side, with projected payoff months
• Monthly payment log that compares what you actually paid with the plan
• 0% promo flag per debt: promo end date and post-promo APR, with a warning when the promo ends before the debt is paid off
• Debt-free date countdown on the dashboard
• Balance and progress charts
• A 'Start Here' tab and a filled-in example tab
• Works in Excel; can be imported into Google Sheets

Compatibility

• Works in Microsoft Excel
• Can be imported into Google Sheets with File > Import (free Google account required); Excel's cell protection doesn't carry over
• No macros: formulas only, with formula cells protected in Excel so they are hard to break by accident
• Apple Numbers is not supported.