Debt payoff calculators

Free to use. No sign-up. Your calculator inputs never leave your browser, unless you choose to share a results link.

• Snowball vs Avalanche Calculator

  Same debts. I just rearranged the lineup. I am not picking a favorite. Compare snowball and avalanche side by side to see estimates for the debt-free date, total interest, and payoff order for every debt.

• Credit Card Payoff Calculator

  I have several comments about the word “minimum.” See how long a card is estimated to take, how much interest it is estimated to cost, or the monthly payment estimated to reach a date you choose.

• Loan Payoff Calculator with Extra Payments

  The extra-payment box is not grading your budget. It is an optional what-if. See how extra monthly or one-time payments are estimated to change a loan’s payoff date and interest.

• Balance Transfer Calculator

  The headline forgot to invite the fee. I brought it anyway. See the estimated break-even month, what may be left when the 0% ends, and the payment estimated to clear it in time.